Wealth Management is an important part of our service to you and encompasses both the growing and protecting of your hard earned investments. Our investment process is consistent across all products so whether an allocation to an ISA, an International Portfolio Bond or your Pension the same level of due diligence is applied. Importantly we manage this in house and do not outsource this at additional cost to clients.
In most instances, your money will be invested in a selection of funds that, grouped together as a portfolio for diversification, forms one of our portfolios. These range from our lowest risk portfolio invested in cash, bonds and absolute return funds primarily to protect returns and collect steady income and dividends to our highest risk grouping focusing mainly on equities from UK to the US to some of the Emerging and frontier markets.
You can have confidence that whichever grouping we place a portion of your estate in it will be focused on achieving the objectives in the medium to long term set out to you by your dedicated adviser.
Most client funds will be invested in retail products using regulated UCIT compliant funds but we also have specialist parts of our Wealth Management proposition that has helps investment in unlisted equities, many qualifying for Seed EIS or EIS status and allows some to invest in UCIS funds. Please ask your adviser if these could form part of your wealth management service.
Our investment process is summarised in our dedicated Investment Process document attached here and summarised in the sections below: